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Indemnity against loss of or damage to and legal liability to third parties arising out of use of motor vehicles, motorcycles and special types or operated by the insured.
We offer the following 3 types of Motor Insurance cover

• Third Party: Covers third party bodily injury and property damage arising out of a vehicle accident. This covers unlimited liability for Third party personal injuries or death. For any vehicle, this is the minimum cover required by the Motor Insurance Act. No cover is provided for any form of damage to the policyholder’s vehicle.
• Third party Fire & Theft: Cover extends to cover theft, fire, third party bodily injury and property damage. This cover is not very common. It has features of comprehensive cover but excludes damage arising from an accident. This is advisable for vehicles not exposed on the roads.
• Comprehensive: Covers third party liability and property damage to the vehicle i.e. damage arising out of fire, theft and accidental damage to the vehicle. It is the widest cover available.

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Indemnity against loss of or damage to motor vehicles, liability to third parties and passenger liability arising out of use of motor commercial vehicles owned and/or operated by the insured.

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Machinery breakdown insurance covers sudden and unforeseen damage to machinery whilst working, at rest or dismantling/erection for inspection or repair, excluding risks covered

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Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

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professional indemnity insurance run-off cover for Indemnity against legal liability to third parties arising Out of breach of professional duty through negligence, error or omission by the Insured or any employees

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This is a kind of a combined policy for homeowners. It covers the building itself, contents whilst in the house and outside the house, House servants against death or injury whilst in the course of employment and personal legal liability to third parties.

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Group personal accident insurance coverage package covers all employees of the Insured against accidental death and/or injury in accordance with the benefits specified.

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Indemnity against loss or damage to baggage, Personal Accident Insurance, Emergency Medical including riot, strike, and malicious damage whilst on travel.

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Fire & special perils insurance covers loss or damaged by fire, lightning, bush fire, earthquake fire, and shock, explosion, storm, tempest, flood, overflowing and/or bursting of water pipes

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Public liability: Provides indemnity to third parties for accidental death, bodily injury illness or loss /damage

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Product Liability provides indemnity against legal liability for accidental bodily injury/damage caused by the nature of the product.

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Directors Liability: Provides compensation to the company against amounts that the insured shall become legally liable to pay resulting from any wrongful act in their capacities as officers.

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Indemnity against loss of or damage to property of the insured (including legal liabilities for general average and salvage where applicable) whilst in transit by means of the specified conveyances within the geographical limits and conditions specified in the policy

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