Comprehensive coverage for your vehicle across Kenya. From personal cars to commercial fleets, we protect what matters on the road.
Kenyan motorists usually choose between three main cover types. The right one depends on your car's value, your risk appetite, and how much protection you want when the unexpected happens.
The widest level of protection. It covers your own vehicle and third-party liabilities, making it ideal for newer, financed, or high-value cars.
Third Party, Fire and Theft gives you a middle ground. It protects others if you cause loss and also covers your car if it is stolen or damaged by fire.
Third Party Only is the most basic and legally required cover. It protects other road users, but it does not pay for damage to your own vehicle.
Not sure which option fits your vehicle? Our brokers can help you compare insurer terms, premiums, excesses, and claim support before you commit.
Our licensed brokers will compare motor insurance rates across 15+ insurers and send you the best options within hours.
Yes. At a minimum, every vehicle on Kenyan roads must have valid Third Party Only cover. Driving without active insurance can expose you to fines, penalties, and major personal liability if an accident happens.
Comprehensive covers both your own vehicle and third-party losses, while Third Party Only only pays for damage or injury caused to others. If your own car is damaged under TPO, you carry that repair cost yourself.
Claim timelines depend on the insurer, documentation, and the complexity of the incident. Straightforward claims can move quickly once all required documents are submitted, while larger or disputed claims usually take longer.
Yes. Fleet covers are available for businesses and organizations managing multiple vehicles. We can help structure fleet protection for private, commercial, logistics, and service vehicles under a single program.